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Home Crime

Texas Credit Union Employee Sentenced To Prison For Fraud Conspiracy

James Griffin by James Griffin
June 16, 2025
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Texas Credit Union Employee Sentenced To Prison For Fraud Conspiracy
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It’s easy, but everyone in Texas should realize that if they commit a crime in the Lone Star State, they will face the penalties.

Bank Fraud Conspiracy in Texas

This Article Includes

  • 1 Bank Fraud Conspiracy in Texas
  • 2 Who Was Convicted and When Did the Crime Occur?
  • 3 All the Details Regarding the Fraud Conspiracy Case
  • 4 Lesson to Learn from This Case

As you are surely aware, if the United States Attorney’s Office becomes engaged in a criminal investigation, the situation must be serious.

The Eastern District of Texas recently published information about a Texas man sentenced to federal prison for bank fraud conspiracy.

Who Was Convicted and When Did the Crime Occur?

According to the U.S. Attorney’s Office, Billy Ray Thomas Jr., 40, pled guilty to conspiracy to commit bank fraud and was sentenced to 34 months in federal prison and ordered to pay restitution of $1,363,825.18.

All the Details Regarding the Fraud Conspiracy Case

Thomas was recruited by Neches Federal Credit Union in May 2005 at the Pearl Street Branch in Beaumont.

After several years at the credit union, he was promoted to assistant branch manager and took on some loan officer responsibilities.

A credit union member contacted the company on September 6, 2018, regarding loans recorded on their account but not requested.

In the following weeks, more individuals contacted the credit union, totaling up to 30 members, all of whom were affiliated with Thomas.

The inquiry discovered that Thomas collaborated with another person to perpetrate bank fraud by impersonating family members and acquaintances as specified borrowers.

The victims said they didn’t sign anything, and even if they did, they didn’t know about the loan because they trusted Thomas.

Lesson to Learn from This Case

This shows that you should never sign anything without knowing what it is.

Also, check your bank info for any loans or credit lines you don’t know about.

Reference Article

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